Is Your Credit Ready To Buy A House?

  Did you know, lenders require you to make a down payment equal to 20 percent of the home’s purchase price to get a mortgage? Is your credit ready for such a large, long term loan? Do you have enough money saved up? Do not be deceived, a mortgage is a debt....

STUDENT LOANS AFFECTING YOUR CREDIT SCORE?

STUDENT LOANS AFFECTING YOUR CREDIT SCORE? Graduating from college was no simple task. You worked hard for your degree and you worked even harder to find a job in your career. Unfortunately, the average college graduate accumulates $33,000   in debt through student...

Types of Credit in use

As a consumer you’ve learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit...

Order your Credit Report

Why you should order a credit report? Your financial status is reflected on many assets and credit reports are one of them. Being able to improve your credit and restore your credit score depends on information that you can gather from those reports. Not only is this...

Order Your Credit Reports

How to examine your credit reports and dissolve your debt If you have ordered your credit reports, now it is time to evaluate them. This would be the first way to start repairing and improving your credit score. In a previous article we have explained what credit...

Add Stability to Your Credit File

How stabilization of your credit file will improve your credit Now that you have both ordered and reviewed your credit reports, it is time to stabilize your credit file. This is essential to get a better credit score and is something that paves a way to a better...